Interests Rates & Home Ownership Rates
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| Mortgage | [wikipedia] a loan obtained through the conveyance of property as security. |
| Interest Rate | [dictionary] The usual way of calculating interest - as a percentage of the sum borrowed. |
| Term | [mtgprofessor] how many years the borrower has to repay the mortgage |
| Adjustable Rate Mortgage | [investopedia] a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets |
| Fixed Rate Mortgage | [bankrate] A mortgage in which the monthly payment based on interest does not change |